PscNet is the first Web-based pension proposals system.

The system provides retirement specialists with the tools needed to effectively illustrate the financial and tax advantages of a particular qualified plan. This Internet-based system will produce proposals that compare and analyze several qualified plans including Age Weighted and New Comparability

Side-by-Side Comparison: Profit Sharing | Integrated Profit Sharing | Target Benefit | Defined Benefit | Age Weighted | New Comparability | Money Purchase | Integrated Money Purchase | 401(k) | SARSEP | SEP | Integrated SEP | SIMPLE. Main features :

	Determines eligibility based on age and service		Discrimination Test Analysis
	Determines Highly Compensated and Key Employees.		Automatically determines % to owners or key people
	Automatic adjustment for 415 Limits and Top Heavy Allocation		Abides by IRC Section 404 limits on deductible contributions
	Family Attribution		Permitted Disparity
	Comprehensive import & export features		Prior Year Testing.
	Safe Harbor 401(k)

Prospective clients will invariably ask for a plan design to maximize the Key Employees' benefit and still minimize the overall contributions into the plan. The system can easily help the user design a plan with a particular budget, or a plan that will benefit the owner and other employees, or just the owner. PscNet has the ability to illustrate the Age Weighted and the New Comparability cross-tested plans. These new plan designs can provide employers with planning opportunities not found in other plans. PscNet also calculates The Equivalent Benefit Accrual Rates (EBARS), The Average Benefit Percentage Test, The Ratio Percentage Test, and The General Tests as described in IRC 401(a)(4).