Age Weighted Plan

Name	Age	Income	Contribution	% of Income	% of Budget	Account Value @65	EBAR 	
Brown, A	55	$160,000.00	$29,476.41	18.42%	44.06%	$448,280.73	4.79%	
GREGSON, K	48	$125,000.00	$13,880.51	11.10%	20.75%	$481,339.74	4.79%	
HC Total		$285,000.00	$43,356.92					
Quesent, C	42	$45,000.00	$3,237.85	7.20%	4.84%	$198,496.51	4.79%	
CONRAD, M	40	$40,000.00	$2,490.51	6.23%	3.72%	$181,996.72	4.79%	
Dodge, R	40	$35,000.00	$2,179.19	6.23%	3.26%	$159,247.13	4.79%	
ERICKSON, J	40	$42,500.00	$2,646.16	6.23%	3.96%	$193,371.52	4.79%	
Frank, T	40	$40,000.00	$2,490.51	6.23%	3.72%	$181,996.72	4.79%	
HUGHES, J	40	$19,500.00	$1,214.12	6.23%	1.81%	$88,723.40	4.79%	
INEZ, S	28	$16,000.00	$418.26	2.61%	0.63%	$81,082.53	4.79%	
JACOBS, J	28	$10,400.00	$271.87	2.61%	0.41%	$52,703.65	4.79%	
LARSON, P	46	$29,700.00	$2,853.87	9.61%	4.27%	$120,732.25	4.79%	
LARSON, S	41	$14,464.00	$968.11	6.69%	1.45%	$64,841.90	4.79%	
LARSON, C	36	$23,000.00	$1,072.31	4.66%	1.60%	$109,804.22	4.79%	
NOONAN, J	41	$25,000.00	$1,673.31	6.69%	2.50%	$112,074.65	4.79%	
OSMONE, O	36	$22,000.00	$1,025.69	4.66%	1.53%	$105,030.13	4.79%	
PAULIE, P	36	$21,400.00	$997.72	4.66%	1.49%	$102,165.67	4.79%	
Non HC Total		$383,964.00	$23,539.48					
Total		$668,964.00	$66,896.40					
Highly Comp %		42.60%	64.81%					
Non Highly Comp %		57.40%	35.19%					

Age Weighted Plan
Accrual Rate Analysis
Brown, A	$160,000.00	$29,476.41	4.79	
GREGSON, K	$125,000.00	$13,880.51	4.79	
Quesent, C	$45,000.00	$3,237.85	4.79	
CONRAD, M	$40,000.00	$2,490.51	4.79	
Dodge, R	$35,000.00	$2,179.19	4.79	
ERICKSON, J	$42,500.00	$2,646.16	4.79	
Frank, T	$40,000.00	$2,490.51	4.79	
HUGHES, J	$19,500.00	$1,214.12	4.79	
INEZ, S	$16,000.00	$418.26	4.79	
JACOBS, J	$10,400.00	$271.87	4.79	
LARSON, P	$29,700.00	$2,853.87	4.79	
LARSON, S	$14,464.00	$968.11	4.79	
LARSON, C	$23,000.00	$1,072.31	4.79	
NOONAN, J	$25,000.00	$1,673.31	4.79	
OSMONE, O	$22,000.00	$1,025.69	4.79	
PAULIE, P	$21,400.00	$997.72	4.79	

Ratio Percentage Test
Ratio of Non-Highly Compensated Group	100.00%	
Ratio of Highly Compensated Group	100.00%	
Overall Ratio	100.00%	

Average Benefit Percentage Test
Average Benefit % of the Non-Highly Compensated Group	4.79%	
Average Benefit % of the Highly Compensated Group	4.79%	
The Average Benefit Percentage Ratio	100.00%	
The Average Benefit % Ratio must equal to greater the 70%	PASS	

Age Weighted Plan
Rate Group Brown, A                 
Brown, A	$160,000.00	$29,476.41	4.79	
GREGSON, K	$125,000.00	$13,880.51	4.79	
Quesent, C	$45,000.00	$3,237.85	4.79	
CONRAD, M	$40,000.00	$2,490.51	4.79	
Dodge, R	$35,000.00	$2,179.19	4.79	
ERICKSON, J	$42,500.00	$2,646.16	4.79	
Frank, T	$40,000.00	$2,490.51	4.79	
HUGHES, J	$19,500.00	$1,214.12	4.79	
INEZ, S	$16,000.00	$418.26	4.79	
JACOBS, J	$10,400.00	$271.87	4.79	
LARSON, P	$29,700.00	$2,853.87	4.79	
LARSON, S	$14,464.00	$968.11	4.79	
LARSON, C	$23,000.00	$1,072.31	4.79	
NOONAN, J	$25,000.00	$1,673.31	4.79	
OSMONE, O	$22,000.00	$1,025.69	4.79	
PAULIE, P	$21,400.00	$997.72	4.79	

Ratio Percentage Test
Ratio of Non-Highly Compensated Group	100.00%	
Ratio of Highly Compensated Group	100.00%	
Overall Ratio	100.00%	

Average Benefit Percentage Test
Average Benefit % of the Non-Highly Compensated Group	4.79%	
Average Benefit % of the Highly Compensated Group	4.79%	
The Average Benefit Percentage Ratio	100.00%	
The Average Benefit % Ratio must equal to greater the 70%	PASS	

The Concentration of NHCE (NCECP)	87.50%	
Midpoint %	24.50%	
The Overall Ratio % must be equal to or greater than the Midpoint %	PASS	

Age Weighted Plan
Rate Group GREGSON, K               
Brown, A	$160,000.00	$29,476.41	4.79	
GREGSON, K	$125,000.00	$13,880.51	4.79	
Quesent, C	$45,000.00	$3,237.85	4.79	
CONRAD, M	$40,000.00	$2,490.51	4.79	
Dodge, R	$35,000.00	$2,179.19	4.79	
ERICKSON, J	$42,500.00	$2,646.16	4.79	
Frank, T	$40,000.00	$2,490.51	4.79	
HUGHES, J	$19,500.00	$1,214.12	4.79	
INEZ, S	$16,000.00	$418.26	4.79	
JACOBS, J	$10,400.00	$271.87	4.79	
LARSON, P	$29,700.00	$2,853.87	4.79	
LARSON, S	$14,464.00	$968.11	4.79	
LARSON, C	$23,000.00	$1,072.31	4.79	
NOONAN, J	$25,000.00	$1,673.31	4.79	
OSMONE, O	$22,000.00	$1,025.69	4.79	
PAULIE, P	$21,400.00	$997.72	4.79	

Ratio Percentage Test
Ratio of Non-Highly Compensated Group	100.00%	
Ratio of Highly Compensated Group	100.00%	
Overall Ratio	100.00%	

Average Benefit Percentage Test
Average Benefit % of the Non-Highly Compensated Group	4.79%	
Average Benefit % of the Highly Compensated Group	4.79%	
The Average Benefit Percentage Ratio	100.00%	
The Average Benefit % Ratio must equal to greater the 70%	PASS	

The Concentration of NHCE (NCECP)	87.50%	
Midpoint %	24.50%	
The Overall Ratio % must be equal to or greater than the Midpoint %	PASS